In this episode, Rahil is joined by Cashinvoice co-founder Shrinivas Kasar, whose company connects large corporate buyers, their suppliers, and lenders to finance unpaid invoices and free up working capital.
India’s small businesses face a credit gap estimated at ₹25 trillion, much of it tied up in invoices that take weeks or months to pay out. Shrinivas and Rahil discuss why that gap persists, how connecting corporate systems with lenders lets suppliers get paid on outstanding invoices sooner, and what a partnership with SWIFT India aims to standardize across the country’s trade finance. Looking ahead, Shrinivas explains how AI, central bank digital currencies, and tokenization could extend cash-flow lending into India’s tier-2 and tier-3 cities.
Episode highlights:
- Bridging the 25 trillion rupee credit gap for India’s MSME sector.
- Overcoming the infrastructure gap caused by siloed digital systems and manual paperwork.
- Inverting the traditional lending model by leveraging buyer creditworthiness to finance suppliers.
- Creating standardized financial rails through a strategic partnership with SWIFT India.
- Transforming the cumbersome foreign exchange (FX) hedging and forward contract process.
- Achieving efficiency gains in corporate treasury management and audit compliance.
- Utilizing digital trails from goods and services tax (GST) filings and alternate data for more accurate credit underwriting.
- Reimagining the future of working capital through AI-led analytics, central bank digital currencies (CBDCs), and tokenization.
To learn more about Cashinvoice, visit their website. Learn more about Accion Ventures on our website and LinkedIn.
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