We’re developing and investing in innovative digital solutions that provide savings, insurance, credit, and other services to millions of underserved people so they can make informed decisions and improve their lives.
Every day, the global financial system fails 1.6 billion people. They are predominantly low-income small business owners, smallholder farmers, and women – the people who are most impacted by climate change, economic instability, and conflict. Accion supports the digital transformation of financial providers across Asia, Latin America, and Africa — helping them design responsible digital solutions like lending and payments to better serve the needs of low-income individuals and small businesses in the digital economy.
Our approach to digital transformation in financial services:
We support financial institutions in defining and implementing digital transformation strategies—from customer journeys and product design to technology, operations, and risk. Our advisory focuses on practical, scalable solutions that improve efficiency while expanding access to underserved customers.
We find and help build innovative companies with the potential to reach large numbers of underserved people, and accelerate their growth by investing capital and providing strategic governance and advice.
We collaborate with funders, regulators, and ecosystem partners to strengthen digital infrastructure, enable innovation, and support responsible digital financial services. Our partnerships help create the conditions for inclusive digital transformation at scale.

How we work
We aim to ensure digital innovation expands access to responsible, affordable financial services for underserved individuals and businesses. By advancing financial inclusion through technology and transforming systems, we help build more inclusive economies where people can participate, grow, and thrive.
Driving digital Transformation
Our report explores the impact of digital transformation on underserved microbusinesses.




