Agricultural finance enables farmers and agribusinesses to invest, grow, and manage risks. Combined with agritech and agrifintech, it can expand access to responsible financial services and strengthen rural economies.
Two-thirds of the world’s working poor depend on agriculture, according to the World Bank, and smallholder farmers produce more than a third of the world’s food. Yet many remain excluded from formal financial systems, facing barriers to credit, insurance, and payments, and often relying on informal lenders and fragmented value chains.
Smallholder farmers and agribusinesses face constant barriers to access agricultural finance. Climate uncertainty, fragmented markets, and limited financial infrastructure increase risk for both farmers and lenders. As a result, many lack access to affordable and appropriate financial services needed to invest in productivity and growth.
Advances in agritech and agrifintech are reshaping agricultural finance. Digital tools and alternative data enable better credit assessment and risk management, while embedded finance models expand access through value chains. Solutions such as digital payments, insurance, and farm advisory services help farmers improve resilience and productivity.
We work with financial institutions, agribusinesses, and innovators to expand access to agricultural finance. Through advisory services, partnerships, and investment, we support scalable solutions that meet the needs of smallholder farmers and rural businesses, including agri lending, digital financial services, and agrifintech innovation.
How we work
We aim to expand access to agricultural finance for smallholder farmers, agribusinesses, and rural communities. By advancing agritech and agrifinance solutions, we help deliver responsible, affordable financial services that improve productivity, resilience, and financial inclusion.
$200b
Smallholder farmers face a significant gap in access to agricultural finance, limiting investment in productivity and resilience.
84%
Small farms, most of which are family-run, make up the vast majority of farms globally.
70%+
Smallholder farmers produce a significant share of the world’s food but remain underserved by financial systems.
Sign up for updates
