In this episode, Rahil sits down with Nico Yepes, co-founder and COO of Moffin, a data platform that helps lenders across Latin America access and unify fragmented data to make faster credit decisions.
Across the region, fintechs and banks alike keep rebuilding the same systems to pull data and underwrite loans, which slows lending and limits who can get credit. Nico and Rahil discuss why data fragmentation remains a barrier to financial inclusion, how automating data and underwriting shortens approvals that once took weeks, and why structured data must come first before any institution can put AI and large language models to use.
Episode highlights:
- Identifying the technological infrastructure gap for fintechs and traditional banks in Latin America.
- Slashing loan processing times from eight hours to just minutes through automated workflows.
- Expanding the credit file by using alternative data to bring underserved individuals and small and medium businesses into the formal financial ecosystem.
- Navigating the build-vs-buy dilemma for financial institutions looking to digitize.
- The role of education in the sales cycle and conducting workshops for credit leaders in Mexico.
- Why structured data is a prerequisite for implementing effective AI and LLM tools.
- Case studies in operational leverage: Helping an auto leasing client grow 5x without increasing overhead.
- The future of data hygiene and the potential of open banking in Mexico.
To learn more about Moffin, visit their website. Learn more about Accion Ventures on our website and LinkedIn.
Explore More
