Toyin saw a need in her community for a general store. She decided to open a shop, in addition to her first gas business, to fill that gap. Because of the financial demands that come with being a multi-business owner, Toyin began to realize she could not cope financially.
For the past 15 years, Accion Microfinance Bank has been helping micro-entrepreneurs and low-income earners in Nigeria to better manage their finances. With the support of Accion, Accion Microfinance Bank developed a digital loan product that enables customers like Toyin to apply for and receive credit from the comfort of their own homes or businesses.