“We all take for granted that we have credit cards and debit cards and ATMs that are available, and you can get insurance for fire and for your health, and you can get credit to build a business. And we take for granted that generally speaking your bills come in on a monthly basis and your income comes in on a monthly basis and that is really convenient. But for 3 billion people, nearly half the world, they have none of that. And their lives are so much harder — so much harder than they have to be — because they don’t have those basic financial tools.” Our CEO Michael Schlein joined 11:FS’s The Breakfast Show with host Sam Maule to talk about how the COVID-19 pandemic is exposing inequalities in our world and disproportionately affecting low-income people, and how financial inclusion can help people build resilience and recover.