As part of Accion Global Advisory Solutions, Andrés Calderon is the Vice President, Risk and Credit Analysis. He brings more than 25 years of experience in the financial industry providing guidance on global best practices for effective implementation of credit and risk management tools in individual lending institutions (consumer, microfinance, retail, and SME). Since joining Accion, Andrés has worked to build a comprehensive risk framework that integrates best practices and innovative risk management tools with the complexities inherent to providing credit to informal clients and support financial inclusion through alternative scoring tools and data analytics.
Andrés has been developing and implementing scoring tools since the early nineties and pioneered the usage of big data for credit underwriting and client maintenance and collections, featured at Byte Magazine in 1998, while working at Citibank. He holds an industrial engineering degree from the Universidad Javeriana in Colombia, and has participated in the strategic leadership in inclusive finance program at Harvard Business School.